Fees Schedules

The information below is based on a customer paying on time. In the event of non payment, B3 Cash Solutions will draft the customers bank account, cash a check, or repossess a vehicle if presented as collateral in the amount equal to the principal plus fees as stated in the Fees and Disclosures. In the event of late payment, B3 Cash Solutions will include a late fee of greater of 5% of the payment amount or $7.50 if any payment is in default for a period of not less than 10 days.

14 – DAY SINGLE PAYMENT PAYDAY LOANS
Your Credit Access Business (“CAB”) fee will be $25.00 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

MONTHLY, 150-DAY, MULTI PAYMENT PAYDAY LOANS
Your Credit Access Business (“CAB”) fee will be $188.35 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

30 – DAY SINGLE PAYMENT TITLE LOANS
Your Credit Access Business (“CAB”) fee will be $25.00 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

30 – DAY SINGLE PAYMENT PAYDAY LOANS
Your Credit Access Business (“CAB”) fee will be $33.75 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

BI – WEEKLY, 168 DAY MULTI-PAYMENT PAYDAY LOANS

Your Credit Access Business (“CAB”) fee will be $266.00 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Bi – Weekly Multi Payment Auto Title Loan

Your Credit Access Business (“CAB”) fee will be $150.00 per $100.00 borrowed. You will also be charged interest by your lender of 10.00% APR on the loan principal

  • Late fee of 5% of the payment amount or $7.50 (whichever is greater) if any payment is in default for a period of not less than 10 days.
  • Non-sufficient funds fees or return check fees of $30.00.

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Terms of Use for Bank Account Information
As a CAB (Credit Access Business) in the State of Texas we are not a direct lender. During the application process we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and will be included in the contract between the CAB and consumer.

Loans in Texas arranged by B3 Cash Solutions and made by, and subject to the approval of, an unaffiliated third party lender. Not all consumers will qualify for a loan or for the maximum loan amount. All loans subject to approval pursuant to standard underwriting criteria. Terms and conditions apply. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Loan approval is subject to standard underwriting criteria. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to three days. Annual Percentage Rate (APR) varies and is based on state, loan term, loan funding date and other underwriting considerations.

Fee Schedules