SMS Statement Notifications Disclosure
Terms & Conditions of Use and Disclosures
Thank you for visiting this web site, which is owned and operated by B3 Cash Solutions. B3 provides and maintains this site for your personal information. By accessing and using the site, you accept and agree, without limitation, to the below terms and conditions. B3 Cash Solutions reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, B3 Cash Solutions grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
Privacy Policy for SMS Disclosures
B3 Cash Solutions Privacy Policy for SMS Disclosures
Effective Date: 7-4-2024
B3 Cash Solutions (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you opt-in to receive SMS communications from us. By consenting to receive SMS messages from us, you agree to the terms of this Privacy Policy.
When you opt-in to receive SMS communications from us, we may collect the following information:
- Phone Number: The mobile number you provide to receive SMS messages.
- Message Content: Any information contained in the SMS messages we send or receive, including any responses you provide.
We may use the information we collect from you to:
- Send you account notifications, marketing messages, two-factor authentication (2FA) codes, and other relevant information.
- Respond to your inquiries and provide customer support.
- Improve our services and communication strategies.
- Comply with legal and regulatory requirements.
The frequency of SMS messages you receive will vary by account. This may include regular updates, promotions, or account-related notifications.
Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, please contact your wireless provider.
You can opt-out of receiving SMS messages from us at any time by texting “STOP” to any number we have text you from. After you send the “STOP” message to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, you can sign up as you did the first time, and we will start sending SMS messages to you again.
If you have any questions or need assistance, you can contact our customer care team:
- Phone: 469-281-2950
- Email: contact@
b3cashsolutions.com
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the effective date at the top of this document.
If you have any questions or concerns about this Privacy Policy or our SMS communications, please contact us at:
- Phone: 469-281-2950
- Email: contact@
b3cashsolutions.com
By opting in to receive SMS messages from us, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.
SMS Terms and Conditions
B3 Cash Solutions SMS Terms and Conditions
By providing your phone number and opting in to receive SMS messages from B3 Cash Solutions, you agree to the following terms and conditions:
- Program Description: You will receive SMS messages related to account notifications, marketing, two-factor authentication (2FA), and other relevant information.
- Message Frequency: The number of SMS messages you receive will vary by account.
- Message and Data Rates: Message and data rates may apply. Contact your wireless provider for more information about your text plan or data plan.
- Opt-Out Instructions: To stop receiving SMS messages, text “STOP” to any number we text you from. To get help, text “HELP” to any number we text you from or contact us at 469-281-2950 or email us at contact@b3cashsolutions.com
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Thank you for choosing B3 Cash Solutions.
Use of cookies and online data:
In order to provide better service, our web site uses a software “cookie.” A cookie is a small piece of information which a web site stores in the web browser of your PC and can later retrieve. A cookie cannot be read by a web site other than the one that set the cookie. Many cookies only last a single session or visit. You can set your web browser to inform you when cookies are set or to prevent cookies from being set. However, our web sites operate better when you allow our cookies to be set. We use cookies for a number of administrative purposes.
Security:
As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (a) access data that is not intended for you; (b) invade the privacy of, obtain the identity of, or obtain any personal information about any B3 Cash Solutions customer or user of this Site.
Children’s Policy:
We do not knowingly collect, maintain, or use personal information from our web sites about children under the age of 18.
Email Policy:
When you apply for a payday loan, cash advance, installment or title loan or contact us online, we will retain your e-mail address to facilitate communication in order to provide you with information about your account, complete a service you have requested, inform you of other services, and to better serve you. We will not send information such as account numbers or social security numbers in an email. When you give us your e-mail address we may allow you to choose opt out. We will provide a way for you to tell us to stop sending email. We will retain your email messages to us in order to meet regulatory and legal requirements.
Electronic Disclosure
By submitting your information via the Internet, you agree to receive certain notifications, disclosures and/or documents electronically. This Consent to Electronic Disclosures applies to the information you are providing on this Site and any other communications we or any third party lender may provide to you. By submitting your information you agree to receive all such notifications, disclosures and/or documents from us or any third party lender in electronic form or online in accordance with this document. You may withdraw your consent prior to submitting your information by exiting the website or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by exiting the website or closing your browser. Following the submission of your information, you may be able to withdraw your consent to future electronic disclosures from a third party lender by contacting the lender directly, but due to rules regarding the timing of delivery of disclosures that need to be made to you, you acknowledge that an opt-out notice may not be received and acted upon by such third party lender prior to such disclosures being delivered to you electronically. We do not process opt-out communications for third party lenders, and each third party lender establishes its own rules regarding opting out of future electronic communications and disclosures. In Texas, B3 Customers can contact B3 Cash Solutions at 972-422-9832 or by email at contact@www.b3cashsolutions.com. All notifications, disclosures and/or documents that we or any third party lender provide to you in electronic format will be provided either (a) via e-mail; (b) by access to a secure customer service website which will be provided to you in an e-mail notice sent to you when the documents are available; (c) by posting on this Site or the lender’s site; (d) by SMS text messaging to your mobile device; or (v) by posting on a website designated for that purpose. You should print a copy of all electronic disclosures and agreements for your records. You may obtain any notifications, disclosures and/or documents in paper form without charge from us by printing them yourself from our website or the appropriate third party lender’s website when available. To access, view and retain the notifications, disclosures, and/or documents available to you in electronic form, you must have Internet access, sufficient electronic storage capacity, an e-mail account with an Internet service provider e-mail software. You agree and intend the federal Electronic Signatures in Global and National Commerce Act to apply to (a) your consent to receive notifications, disclosures and/or documents in electronic form; (b) the information you provide, and (c) our and/or any third party lenders’ ability to conduct business with you by electronic means. To facilitate electronic commerce, to reduce the expense of records storage, and to obtain the benefits of faster access to records, you acknowledge and agree that all records may be stored electronically; and that neither we nor any third party lender will retain and have no obligation to retain any original or electronic documents for any period of time beyond the regulatory requirements. This applies to all notifications, disclosures and/or documentation.
Third Party Sites
In certain circumstances (outside of a selected geographic region in Texas where we operate as a CAB – Credit Access Business), we act as a limited agent for the actual third party lender or seller of the products and/or services available at or through the website. In these circumstances: (a) you will be redirected to the applicable third party lender’s or seller’s website after you have submitted your information; (b) we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and (c) your application or purchase will subject you to the third party lender’s or seller’s privacy policy, as applicable. We do not endorse, nor are we responsible for the accuracy of the privacy policies and/or terms and conditions of each of the third party lenders or sellers that may advertise at the website. The entities that advertise and/or place banner ads at the website, including but not limited to these third party lenders and sellers, are independent third parties and are not affiliated with us. In addition, our website contains links to other third party websites and note that their privacy policy will govern the collection and use practices while on their website.
Loans in Texas arranged by B3 Cash Solutions and made by, and subject to the approval of, an unaffiliated third party lender. Not all consumers will qualify for a loan or for the maximum loan amount. All loans subject to approval pursuant to standard underwriting criteria. Terms and conditions apply. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
Loan approval is subject to standard underwriting criteria. Loan funding requires verification of application information. Depending on ability to verify this information, loan funding may be extended up to three days. Annual Percentage Rate (APR) varies and is based on state, loan term, loan funding date and other underwriting considerations.
What happens if I fail to make a timely payment on my loan or credit services transaction? Failure to make a timely payment on your loan or credit services transaction can have several consequences, including the following:
- Financial Implications – You may be assessed a late fee if you fail to make your payment by a specified period following its due date and you may be assessed with a returned item charge if any check or electronic payment we submit on your behalf is returned unpaid (late fee and returned item fees vary by state – see your transaction agreements for additional details).
- Collection Activity – We may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail, SMS or email. We may also exercise any of our rights under our loan or credit services agreements with you. If we are unable to collect any delinquent amount you may have with us through such actions, we may also sell our debt to a third party debt buyer or engage a collection agency, who may also institute collection activity with you.
- Impact on Your Credit Score – B3 Cash Solutions does use credit reporting agencies. Failure to make timely payment on your loan may reduce your score with such agencies, and prevent you from receiving credit or other services from a provider that uses such agencies.
- Renewal of your Loan – We do not automatically renew any of our loans or credit services transactions. Where refinances or renewals are available (varies by state), you may obtain a refinance or renewal of your loan or credit services transaction by logging in to your account prior to your due date and applying for a renewal or refinance. In connection with any renewal or refinance, you will be required to e-sign new transaction agreements for such renewed or refinanced transaction and our standard rates for loans or credit services transactions will be assessed on such renewal or refinance (varies by state – see posted fee schedules).